CommUnity Health Connection

A service of Unity Wellness Center



About CommUnity Health Connection

CommUnity Health Connection is a free service that connects east Alabama residents with health insurance coverage through the federal marketplace (Affordable Care Act (ACA, “Obamacare”). Our Certified Application Counselor has the experience and training to help you find a policy that is right for you!

OPEN ENROLLMENT FOR 2017 BEGINS NOVEMBER 1, 2016!


Need health insurance? CommUnity Health Connection can help – and it’s FREE!

Almost everyone will need health care services at some point, and without health insurance, you could be faced with paying the bill yourself. Health insurance coverage allows you (and your family members) to make sure to receive the preventive care needed to stay healthy, such as check-ups and vaccines.

Quality coverage – Plans include doctor visits, hospital stays, maternity care, mental health services, emergency room visits, prescriptions, preventive care, vision coverage and dental for children, and more. Dental plans for adults are also available.


Financial Help

Depending on your age, income, and family size, you may qualify for financial assistance with the cost of a health insurance plan through the Marketplace. This assistance is in the form of subsidies and tax credits. Our certified application counselor can help you see whether you qualify for subsidies, which reduces the amount you pay for your monthly premium.


Enrollment

Open enrollment for 2016 is closed, and open enrollment for 2017 will be November 1, 2016 – January 31, 2017.

No regular enrollments are being accepted at this time.

Special Enrollment

You may qualify for a special enrollment and receive coverage as soon as the first of the next month. If you have experienced any of the following life events, contact us to see if you qualify for a special enrollment.

  • Getting married or divorced
  • Having a child, adopting a child, or placing a child for adoption or in foster care (but not becoming pregnant)
  • Certain changes in income
  • Moving to or from Alabama
  • Having a change in disability status
  • Gaining or losing a dependent
  • Certain losses of other health coverage (such as employer ending coverage, or loss of job or employee leaving a job that provides coverage — but not termination for consumer's failure to pay plan premium)
  • Becoming ineligible for Medicaid or MCHP
  • Turning 26 years old if you are enrolled in coverage through your family's plan
  • COBRA coverage period ends
  • Other changes that may affect eligibility include
    • change in tax filing status
    • change of citizenship or immigration status
    • incarceration or release from incarceration

You also should report other changes that may not affect your eligibility for coverage, such as corrections to name, date of birth, or Social Security Number.

As part of the eligibility decision process, you may be asked to provide documentation regarding your income, lawful presence, incarceration status, etc.

You cannot qualify for a special enrollment period if you lose your health coverage because you stopped paying your premiums. Also, there is no special enrollment period available to people because they become ill, develop a chronic condition or have an accident.


Small Business

If you are a business owner with fewer than 50 full time or full-time-equivalent (FTE) employees, you are not required to offer health insurance to your employees. And, you will not have to pay a penalty if you do not provide insurance to your employees. Your employees can get health coverage through the Federal Marketplace. Contact CommUnity Health Connection and schedule a time for an enroller to come to your business!